Last Updated: December 2025
Welcome to Interest-Rates.au ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.interest-rates.au, including any other media form, media channel, mobile website, or mobile application related or connected thereto.
By using our website, you consent to the data practices described in this policy. If you do not agree with our policies and practices, please do not use our website.
When you visit our website, we automatically collect certain information about your device and your visit, including:
We may collect information you voluntarily provide to us when you:
Our loan repayment calculator processes all calculations locally within your web browser. The loan amounts, interest rates, and other financial figures you enter are not transmitted to, stored on, or accessible by our servers. This information remains entirely on your device.
We use the information we collect to:
Cookies are small text files placed on your device when you visit a website. They help the website remember your preferences and understand how you interact with the site.
We use the following types of cookies:
We use Google Analytics to collect information about how visitors use our website. Google Analytics uses cookies to collect information about the number of visitors, the pages they visit, and how they arrived at our site. This information helps us improve our website. Google Analytics does not identify individual users. For more information about how Google uses data, please visit Google's Privacy & Terms.
We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising by visiting Google Ads Settings.
You can control and manage cookies through your browser settings. Please note that removing or blocking cookies may impact your user experience and some features may not function properly.
Our website may contain links to third-party websites, including financial institutions and the Reserve Bank of Australia. We are not responsible for the privacy practices of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
Third-party services we use include:
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
We retain collected information for as long as necessary to fulfill the purposes for which it was collected and to comply with our legal obligations. Analytics data is retained according to Google Analytics' data retention settings.
Under Australian privacy law, you have the right to:
To exercise these rights, please contact us using the details provided below.
Our website is not intended for children under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately so we can delete it.
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. The updated policy will be posted on this page with a revised "Last Updated" date. We encourage you to review this page periodically.
If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: cyis1000@gmail.com
Website: www.interest-rates.au
We are committed to complying with the Australian Privacy Principles (APPs) as outlined in the Privacy Act 1988 (Cth). For more information about privacy in Australia, visit the Office of the Australian Information Commissioner.