Last Updated: December 2025
Welcome to Interest-Rates.au. By accessing or using our website at www.interest-rates.au (the "Website"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these Terms, you must not use this Website.
These Terms constitute a legally binding agreement between you ("User," "you," or "your") and Interest-Rates.au ("we," "us," or "our"). We reserve the right to modify these Terms at any time, and such modifications will be effective immediately upon posting on the Website.
Interest-Rates.au provides:
Our services are provided for informational and educational purposes only.
The information on this Website is general in nature and does not constitute personal financial advice.
We are not licensed financial advisors, credit advisors, or mortgage brokers. The content on Interest-Rates.au, including interest rate information, calculator results, and blog articles:
Before making any financial decisions, you should:
Our loan repayment calculator is provided for illustrative purposes only. The results generated:
The calculator uses standard amortization formulas and assumes fixed interest rates throughout the loan term. Actual home loan products may have variable rates, introductory offers, offset accounts, and other features that affect repayments.
While we strive to provide accurate and up-to-date information:
You should always verify interest rates directly with the relevant financial institution before making any financial decisions.
All content on this Website, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, is the property of Interest-Rates.au or its content suppliers and is protected by Australian and international copyright laws.
You may:
You may not:
When using our Website, you agree not to:
Our Website may contain links to third-party websites, including financial institutions and government agencies such as the Reserve Bank of Australia. These links are provided for your convenience only.
We do not:
You access third-party websites entirely at your own risk.
To the maximum extent permitted by Australian law:
Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability. In such cases, our liability will be limited to the maximum extent permitted by law.
You agree to indemnify, defend, and hold harmless Interest-Rates.au, its owners, operators, employees, and affiliates from any claims, losses, damages, liabilities, costs, and expenses (including legal fees) arising from:
Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your information.
We reserve the right to:
We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Website.
These Terms are governed by and construed in accordance with the laws of New South Wales, Australia. You agree to submit to the exclusive jurisdiction of the courts of New South Wales for the resolution of any disputes arising from these Terms or your use of the Website.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Interest-Rates.au regarding your use of the Website. These Terms supersede any prior agreements or understandings, whether written or oral.
If you have any questions about these Terms of Service, please contact us at:
Email: cyis1000@gmail.com
Website: www.interest-rates.au
Nothing in these Terms is intended to exclude, restrict, or modify any rights you may have under the Australian Consumer Law or any other consumer protection laws that cannot be excluded, restricted, or modified by agreement.